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Contact the New York Life Ethics Hotline.
 


Investing involves risk, including possible loss of principal.



Before investing, investors should carefully consider the investment objectives, risks, charges, and expenses of the investment company. This and other important information are contained in the prospectus and, if available, the summary prospectus, which may be obtained by visiting https://dfinview.com/NYLIM or by contacting your financial professional. Investors should read the prospectus and, if available, the summary prospectus carefully before investing.



The strategies discussed are strictly for illustrative and educational purposes and are not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. There is no guarantee that any strategies discussed will be effective.



Securities distributed by NYLIFE Distributors LLC, 30 Hudson Street, Jersey City, NJ 07302, Member FINRA/SIPC.



New York Life, through its subsidiaries, holds minority ownership interests in certain investment advisers, including Bow River Advisors LLC, Andera Partners, and Fairview Capital, and a majority ownership interest in Kartesia Management S.à r.l. (“Kartesia”). While information about these firms may appear on this website, the assets under management (AUM) and related data for all of the firms listed above are excluded from the consolidated totals shown.



“New York Life Investment Management” is both a service mark and the common trade name of the following investment advisors affiliated with New York Life Insurance Company: Ausbil Investment Management Limited (Ausbil), Apogem Capital LLC (Apogem), Candriam S.C.A. (Candriam), MacKay Shields LLC (MacKay Shields), New York Life Investment Management LLC (NYLIM LLC, advisor to New York Life Investment Management’s U.S. Retail Business), NYL Investors LLC (NYL Investors), and Tristan Capital Partners LLP (Tristan).



Assets under management (AUM) includes assets of the investment advisors that make up “New York Life Investment Management” as of 12/31/2025. AUM includes certain assets, such as nondiscretionary AUM, external fund selection, and overlay services, including ESG screening services, advisory consulting services, white labeling services, and model portfolio delivery services, that are not necessarily considered Regulatory Assets Under Management according to the SEC’s Form ADV. AUM is reported in USD. AUM not denominated in USD is converted at the spot rate as of 12/31/2025. The total AUM figure of “New York Life Investment Management” is less than the sum of the AUM of each affiliated investment advisor in the group because it does not count AUM where the same assets can be counted by more than one affiliated investment advisor. AUM is based on estimates and is subject to change.



Investment products are not guaranteed, are not obligations of, or backed by, New York Life Insurance Company. References to the financial strength or credit ratings of New York Life Insurance Company apply solely to its insurance and annuity products.



New York Life Insurance Company (“New York Life”) or its affiliates may invest in certain strategies or vehicles managed by its affiliated investment advisers. Such investments do not occur in all strategies or products, and the amount, timing, and terms of any New York Life investment may differ from those applicable to clients. The existence of such investments does not imply identical investment terms, allocation priority, risk exposure, or investment outcomes. New York Life does not guarantee the performance of any strategy or client investment. All investments involve risk, including the possible loss of principal.



The mutual funds may be offered and sold only to persons in the United States.



The products and services of New York Life Investment Management’s boutiques are not available in all jurisdictions or regions where such provision would be contrary to local laws or regulations.


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