Contributions

How much you contribute is entirely up to you.¹ How you make your contributions will be based on:

• An hourly amount,
• A flat dollar amount per month, or
• A percentage of your wages²

Your union and employer decide which method will be used at your job.

Rollover Contributions:

If you're entitled to a distribution from another qualified plan account, you can roll over those savings into your Supplemental Income 401(k) Plan account any time you want. It's easy. Just call the Plan Investment Representatives at 1-800-477-3829 for the necessary form.

Contribution Changes:

When we say this is your plan, we mean it. You make the decisions and if you want to change the amount of your contributions, go ahead. You can change your contribution amount by contacting your employer's payroll department. Your change will be effective the first day of the next calendar quarter. All you have to do is make sure your employer has at least 30 days advance notice.

¹As determined by your employer and union through the Collective Bargaining Agreement.

²The maximum percentage of the wages you can contribute each calendar year is 25%, subject to a maximum of $12,000 in 2003. This figure is reviewed annually and may be increased in the future.