Costs Related to the Plan

There are three different types of costs: recordkeeping, trust fund management, and investment management. Recordkeeping and trust fund management costs will be deducted from your account automatically. The balance shown in your quarterly statement reflects the balance after deduction of these costs.

Recordkeeping
The recordkeeping of contributions, transactions, and balances of your account: $10.00 per year per participant

Trust Fund Management
This cost may be paid directly by your Employer. See your Collective Bargaining Agreement.

Investment Management¹
Investing the assets of the mutual funds offered through the Plan: Refer to each mutual fund's prospectus.

¹Sales charges described in the fund prospectus do not apply to participants in the Supplemental Income 401(k) Plan.