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| Rolling Your Savings into an IRA |
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For many people who are changing jobs or retiring, an IRA rollover is the most viable option, as there are numerous benefits. The money from your old plan will continue to compound tax deferred. You'll most likely have access to more investment options, as well as the ability to adjust your investment strategy as you see fit. And, subject to IRS restrictions and penalties, you can take distributions when you like.
An IRA rollover can also help you consolidate your retirement assets. Over time, you'll have the ability to roll over your various tax-deferred accounts into the same IRA account. Using this approach, you can reduce paperwork and better manage your retirement assets.
If you choose this option:
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| Planning for Your IRA Rollover | | If you've decided that an IRA rollover is the right choice for you, consider the following information to put your plan in place.
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| Key Rollover Considerations | | If you choose to move assets from your company's retirement plan to an IRA, there are two different ways to do so.
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| IRA Rollover Investment Options | | If you choose to roll over your retirement plan money into an IRA, you'll have the flexibility to choose from several types of investment vehicles.
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