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Shareholder Bulletin Board

Don’t Forget to Vote!
As part of our ongoing efforts to provide you with best-in-class investment products, MainStay is proposing several changes to select funds. Certain initiatives, such as mergers or subadvisor changes, require shareholder approval. Please note that shareholders in the affected funds received proxies in August. It is important that you read and understand the proxies and vote in a timely manner, to help avoid solicitation calls and undue costs to the funds.

IMPORTANT: Annual Maintenance Fee due by December 1, 2009
MainStay shareholders who own an Individual Retirement Account (IRA), 403(b)(7), or Coverdell Education Savings Account (CESA) are required to pay an annual maintenance fee of $17 by December 1st. To avoid having shares redeemed to cover this fee, shareholders of these types of accounts must pay the fee by check prior to the deadline.

Please be sure to mark your calendar and submit the annual maintenance fee before December 1st. Note that you will not receive a separate reminder about this fee. Please make the check payable to “New York Life Trust Company” and mail to: New York Life Trust Company, PO Box 8401, Boston, MA 02266-8401.

Also note that this fee is waived for any shareholders with a combined balance of $50,000 or more in IRA, 403(b)(7), and/or CESA accounts, except when such accounts are closed during the course of the year.

ACH Systematic Transactions
Please be advised that effective June 5, 2009 you will no longer receive daily confirmations for ACH systematic transactions. Confirmation of these transactions will be included in the Transaction Detail section of the Year-to-Date Investor Statement which is mailed quarterly.

Client Account Access
Mainstayinvestments.com has been redesigned with an improved appearance, usability and functionality! The new organized layout and interactive options make viewing and managing your account online better than ever. New tool bars located on the top and to the left of the screen allow for easier access to online options and you can now obtain your transaction history, last quarter statement, confirmation statements, and tax forms.

Share Class Conversion Reminder
The next share class conversions are scheduled for December 2009. Note the following conversions will take place:

  • Class B to Class A/Investor Class
  • Investor Class to Class A

If you have any questions about whether your shares will convert, please call your financial professional or call us at 800-MAINSTAY (624-6782) any business day between 8:00 a.m. and 6:00 p.m. eastern time.


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