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Share Class Conversion Reminder
If you own Investor Class shares and are close to achieving the investment minimum for Class A shares, the next conversion date is scheduled for December.
The following chart lists the different types of ongoing share class conversions. Please read the prospectus for complete details about automatic conversions and share class eligibility.

For More Information
If you have any questions about the change in eligibility for Class A shares, please call your financial advisor or call MainStay at 800-624-6782, any business day between 9:00 a.m. and 6:00 p.m. eastern time.
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