Scholar'sEdge Advantages

Companion Sites | Help | Contact Us | Financial Professionals | My Accounts

	Quick Search

Board Members About MainStay Fund Center Prices & Performance Literature Center Shareholder Services Asset Allocation Funds 529 College Savings Retirement Solutions Investor Education Tax Center News & Views

800.MAINSTAY

800.624.6782

> > Scholar'sEdge Advantages

Scholar'sEdge^® Advantages

Scholar'sEdge^® has all the unique features and benefits of a 529 plan, including availability to any U.S. resident regardless of where they live.¹ Scholar'sEdge also provides several additional advantages that help to make it an intelligent way to save for college, including:

> A Choice of Investment Options

> Diversified Multi-Manager Investments

> Powerful Tax Advantages

> Contribution Options and High Contribution Limit

> Online Account Management

Before You Invest
Keep in mind that there are fees and expenses associated with investing in a 529 plan, and the underlying investment options are subject to market risk and may fluctuate in value. Investment objectives may not be met. Potential investors may receive more favorable tax benefits from plans sponsored by their own state. Please consult your tax advisor. Please review the Scholar'sEdge Plan Description and Participation Agreement before you invest.

¹Scholar'sEdge is sponsored by the State of New Mexico; currently all contributions made to Scholar'sEdge by New Mexico residents are New Mexico state tax deductible. In addition, investment earnings are exempt from New Mexico income taxes, provided that the money is used to cover qualified education expenses, making your savings free of state and federal taxes. Other states' tax treatment may vary.

Scholar'sEdge is an IRC Section 529 qualified tuition savings program available to all U.S. residents and sponsored by The Education Trust Board of New Mexico. There are fees and expenses associated with investing in a Section 529 Plan. Withdrawals for New Mexico residents may be exempt from state income taxation. Potential investors may receive more favorable tax benefits from plans sponsored by their own states. Please keep in mind that the underlying investment options for this plan are subject to market risk and will fluctuate in value.

Scholar'sEdge^® is operated as a qualified tuition program offered by The Education Trust Board of New Mexico and is available to all U.S. residents. OFI Private Investments Inc., a subsidiary of OppenheimerFunds, Inc. is the program manager for Scholar'sEdge and OppenheimerFunds Distributor, Inc. is the distributor of Scholar'sEdge. Some states offer favorable tax treatment to their residents only if they invest in the state's own plan. Non-residents of New Mexico should consider whether their state offers its residents a 529 plan with alternative tax advantages and should consult their tax advisor. These securities are neither FDIC insured nor guaranteed and may lose value.

Before investing in the Plan, investors should carefully consider the investment objectives, risks, charges and expenses associated with municipal fund securities. The Plan Description and Participation Agreement contain this and other information about the Plan, and may be obtained by asking your financial advisor, by visiting www.scholarsedge529.com or by calling 1.866.529.SAVE (1.866.529.7283). Investors should read these documents carefully before investing.

Scholar'sEdge^® is distributed by OppenheimerFunds Distributor, Inc. Member FINRA, SIPC
Two World Financial Center, 225 Liberty Street, New York, NY 10281-1008
©Copyright 2008 OppenheimerFunds Distributor, Inc. All rights reserved.

Legal Notice \| Privacy Policy \| Customer Identification Notice © 2008 New York Life Investment Management LLC. All rights reserved.