David Cruz CFA, is a Director responsible for pricing stable value products and cash flow management. In addition, he is a contact for Credit Analysts inquiring about issues that may affect the financial condition of New York Life. He joined New York Life in 1994 starting in defined benefit plan valuation, eventually moving to his current position in 2001.

Mr. Cruz received an MBA in Finance from William Paterson University and a BS in Mathematics from Villanova University.