As the U.S. markets have become more efficient, the opportunity exists to seek returns in tightly defined subsets of the stock market. NYLIM's investment managers tap return potential through systematic quantitative screens, followed by either in-depth fundamental company analysis or quantitative multi-factor modeling.

NYLIM offers comprehensive capabilities in all areas of fixed-income management. Its investment managers oversee more than  $80 billion in fixed-income securities and draw upon generations of experience.

Basic equity investing techniques can be combined and optimized  with other asset classes to form composite portfolios with distinct  performance characteristics. NYLIM provides a stable of hybrid products, any one of which could serve as a foundation strategy.

NYLIM offers an array of indexed and actively managed investment strategies that seek to capitalize on global opportunities. NYLIM’s international investment managers employ both top-down, country- first selection and bottom-up, security-first selection to seek returns from foreign markets.

NYLIM’s institutional presence and scale provide its clients with the opportunity to reach beyond the public markets. By participating in alternative and private investments, which have a low correlation to the public markets, NYLIM’s clients may diversify their portfolios.