NYLIM FAQs

Our goal is to provide the highest level of online service to you. We have provided answers to often-asked questions about New York Life Investment Management.

What is New York Life Investment Management LLC?
New York Life Investment Management is an established money management and investment services firm serving a broad array of client needs. Specialties include institutional and individual investment management, guaranteed products, and real estate and alternative investments.

What are New York Life Investment Management's Capabilities?
Our comprehensive capabilities include managing retail mutual funds, institutional asset management, and full service products for defined contribution and defined benefit plans and real estate investment and private financing.

Who should I speak to if I'm interested in a product from New York Life Investment Management?
To view a contact list regarding products from New York Life Investment Management, click on the appropriate product line: Fixed Income Investors Group, Madison Square Investors, Real Estate, MainStay Funds, MacKay Shields, New York Life Capital Partners, Madison Capital Funding

Why should I use an investment advisor?
An overwhelming quantity of free information is available for the average investor to make their investment decisions. Sounds excellent, if you have the time and means to sort it all out. Most people don't have the time, and will gladly pay a sales charge to utilize the knowledge and direction of a professional investment advisor. Almost two-thirds of all mutual fund assets have been sold through investment advisors.¹ Unfortunately, media "financial experts" portray smart investors as only those who buy no-load, "no-help" funds. So are the majority of mutual fund investors inept? No, they simply realize the value of the advice provided by a professional investment advisor.

Here are some reasons you should consider using the services of a financial advisor:

• Daily monitoring of investment markets
• In-depth analysis of your investment needs and strategy to obtain them
• Retirement planning
• College planning
• Specialized investment research
• Familiar voice to express your interests and concerns regarding your investments

_{¹ DALBAR Financial Services Inc., 1996.}